Relationship Manager (Livingston)

The Relationship Manager is responsible for monitoring and growing commercial loan customer relationships, and assisting the Loan Officers with the administration of loan portfolios.
Responsibilities include but are not limited to:
Maintain and service assigned portfolios and coordinate the cross sell of other bank products.
Maintain close customer contact to ensure continued satisfaction and to follow or anticipate additional financing needs.
Monitor and report changes in credit quality.
Negotiate to properly structure and price credit facilities consistent with the bank's credit policies and lending practices.
Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority.
Prepare and issue term sheet and commitment letters.
Attend loan closings to ensure loans are properly closed.
Follow past due payments and overdrafts.
Ensure that lines of credit are renewed in a timely fashion. Obtain customer renewal term agreement and negotiate any differences.
Respond to customer needs in a timely fashion. Ensure that customer requests with other departments are being properly followed, clearing all service issues.
Oversee proper handling of customer transactions such as advances, payments, wire transfers, etc.
Ensure that the bank is in possession of current financial information, that the information has been properly analyzed, is on file, and that proper and complete credit files are on hand.
Provide reports of information as required.
Review documentation prepared by legal counsel as to their accuracy meeting all requirements of loan requests.
Provide problem resolution.
Assure that credits are accurately risk rated and credits are properly monitored and reported.
Create and maintain current BSA information.
Adhere and comply with all requirements of watch list and EDD procedures.
Required Skills:
Knowledge of credit underwriting, basic accounting and loan documentation.
Proficient PC skills using Microsoft Word, Excel, and Outlook.
Strong level of interpersonal and social skills needed to interact with customers. Ability to effectively present information and respond to questions.
Strong personal time management skills.
Strong math, credit, and administrative skills.
Ability to manage account relationships.
Ability to write reports and business correspondence.
Required Experience:
High School Diploma or GED and a minimum of two years account management or credit underwriting experience.
Community and/or industry involvement in territory.
Valid Driver's License.
Bachelors Degree preferred.

. Apply now!

Don't Be Fooled

The fraudster will send a check to the victim who has accepted a job. The check can be for multiple reasons such as signing bonus, supplies, etc. The victim will be instructed to deposit the check and use the money for any of these reasons and then instructed to send the remaining funds to the fraudster. The check will bounce and the victim is left responsible.

More Jobs

Salon Manager-Livingston Center-Livingston, NJ
Livingston, NJ ULTA Salon, Cosmetics & Fragrance, INC.
Partner Relationship Manager
Matawan, NJ iCIMS
Security Assistant Account Manager Simon Mall ...
Livingston, NJ Allied Universal
Assistant Manager(03979) - 538 Livingston Street
Norwood, NJ Domino's Pizza
General Manager(03979) - 538 Livingston Street
Norwood, NJ Domino's Pizza
Shift Manager
Toms River, NJ Pizza Hut